SMART WAYS TO CUT DAILY SPENDING Proven Money Lessons from Our Channel Are your everyday expenses creeping up without you noticing? Let’s break that cycle with simple habits that keep more cash in your pocket. First, take a look at your small daily purchases. Grabbing coffee, snacks, or quick lunches adds up fast. Preparing a few items at home—even just three days a week—can save you a surprising amount over a month. Next, rethink your shopping routine. Before buying anything, give yourself a 24

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