In Charles Dickens’s novel David Copperfield, acharacter speaks perhaps the greatest truth ever uttered aboutpersonal finances: “Annual income twenty pounds, annual expenditurenineteen six, result ...

There are lots of ways to budget, but if you pick a spreadsheet, where do you even start? Staring at a blank budget spreadsheet can be daunting. You don’t have to go it alone though. A spreadsheet ...

=LET (Spend,SUMIF (T_Budget [Category],E2,T_Budget [Cost]),IFS (Spend>F2,"Over budget",Spend=F2,"Budget hit",Spend> (F2*0.9),"Near budget",TRUE,"Within budget")) Let's break the formula down to ...

Trying to predict a small business' sales in even the most solid of markets can be like trying to divine into a crystal ball, but Microsoft Excel can help in the planning process. Take advantage of ...

While Microsoft Excel isn’t a dedicated project management tool, its versatility and widespread availability make it a surprisingly robust option for managing projects. Although I tried several ...

Managing personal finances effectively requires a combination of precision, foresight, and smart planning. Microsoft Excel offers a robust suite of tools, particularly under its “What-If Analysis” ...

If you’re trying to achieve financial independence or just keep better track of your money, you need to be using a budget. It’s non-negotiable. While there are plenty of budgeting apps out there, you ...

Budgeting can help you gain more control over your financial situation and meet your goals. You don't have to start from scratch and create a budget spreadsheet manually. Premade templates make ...